Our Working Hours
Mon - Sat: 10:00 AM - 6:30 PM
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Minimum salary required is Rs 35000. Only for salaried people.
CashMyPayment (A brand of Sawalsha Leasing & Finance Pvt. Ltd., RBI-registered NBFC – B-14.02743) offers personal loans with repayment tenure between 90–365 days. APR ranges from 18%–36% per annum. We do not provide short-term or payday loans.
Rates and Charges
We value complete transparency in financial services. Here are the key details:
| Details | Terms |
|---|---|
|
Minimum Loan Amount
|
Rs. 5,000/-
|
|
Maximum Loan Amount
|
Rs. 1,00,000/-
|
|
Tenure Days
|
90 to 365 Days
|
|
Processing Fee
|
2 – 10% of loan amount
|
|
ROI (rate of interest)
|
18% – 30% per annum
|
|
Pre-closure Charges
|
Nil (No pre-closure charges)
|
|
APR (Annual Percentage Rate)
|
@ 18% – 36% per annum
|
|
Cheque bounce charges
|
Rs. 1000/-
|
Monthly Payment Example
Representative Example
| Details | Terms |
|---|---|
|
Loan Amount
|
Rs. 1,00,000
|
|
Tenure
|
12 Months
|
|
Rate of Interest
|
32.64% per annum
|
|
Admin Fee
|
Rs. 2,000
|
|
APR
|
35.96% per annum
|
|
Amount Deposit
|
Rs. 98,000
|
|
Monthly EMI
|
Rs. 9,879
|
|
Total Interest
|
Rs. 18,548
|
|
Total Repayment
|
Rs. 1,18,548
|
*Disclosure
This is a representative example provided for illustration only. The actual interest rate, processing fee, and repayment tenure may vary based on the applicant’s profile, credit score, and eligibility as assessed by CashMyPayment (A brand of Sawalsha Leasing & Finance Pvt. Ltd., RBI Registered NBFC – B-14.02743). All loans are offered with repayment periods of 90 days to 365 days or more , and no short-term or payday loans are issued.
This is a representative example provided for illustration only. The actual interest rate, processing fee, and repayment tenure may vary based on the applicant’s profile, credit score, and eligibility as assessed by CashMyPayment (A brand of Sawalsha Leasing & Finance Pvt. Ltd., RBI Registered NBFC – B-14.02743). All loans are offered with repayment periods of 90 days to 365 days or more , and no short-term or payday loans are issued.
Eligibility Criteria
At CashMyPayment, we believe in simplifying the loan process. Before you apply, here’s what you need to qualify for a personal loan:
| Criteria | Requirement |
|---|---|
|
Age
|
Between 21 to 58 years
|
|
Employment Status
|
Must be a salaried employee
|
|
Minimum Monthly Income
|
₹35,000 or more
|
|
Bank Account
|
Salary must be credited to a designated bank account
|
|
Credit History
|
No defaults in the last 24 months
|
|
Loan Purpose
|
Medical emergencies, debt consolidation, family needs, or urgent
expenses
|
Documents Required
CashMyPayment values time and ease. Here’s the list of documents to process your loan:
| Document Type | Details/Requirements |
|---|---|
|
PAN Card
|
A valid, government-issued PAN Card.
|
|
Aadhaar Card
|
Proof of identity and address
|
|
Last 6 Months’ Bank Statement
|
Reflects salary credits and spending habits
|
|
Salary Slips (Last 3 Months)
|
Proof of steady income from employment
|
|
Company ID/Employment Proof
|
Confirmation of employment with your current employer
|
|
Passport-Sized Photograph
|
Recent passport-sized photo (digital or scanned copy)
|
|
Any Additional Documents
|
As per lender’s requirement during processing
|