Minimum loan amount - Rs 5,000 /-
Maximum loan amount - Rs 1,00,000 /-
Tenure - 90 Days to 365 Days.
Platform fee - 5% to 8% of loan amount.
No pre - closure charges
No prepayment charges
ROI (Rate of interest) @ 1.5% to 2.92% Monthly
APR (Annual Percentage Rate) @ 18% to 35%.
Cheque bounce charges: Rs. 1000/-
Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.
APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.
Sawalsha Leasing & Finance Private Limited - GRIEVANCE REDRESSAL CELL
We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days. Call us at: +91-9311-244-325 Email us at : info@cashmypayment.com
It has come to our notice that some groups are impersonating us and trying to portray that they are part of our group and eliciting fees with the false promise of giving them loans. All are requested to be wary of such groups and their similar attempts.
No upfront fees charged by us We would like to state that we do not charge any upfront fee against our loan. Anyone charging or claiming to charge any upfront fee is not a part of our organization Call us at : +91-9311-244-325 & Email us at : info@cashmypayment.com
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