Our Working Hours
Mon - Sat: 10:00 AM - 6:30 PM
Welcome to CashMyPayment
Your Trusted Partner for Emergency Personal Loan
Life’s uncertainties can appear without warning — an unexpected bill, a medical need, or a family emergency. At CashMyPayment, we help you bridge those moments with safe, and transparent financial support.
We are a web-based loan platform promoted by Sawalsha Leasing & Finance Pvt. Ltd., an RBI-registered NBFC (Reg. No. B-14.02743). Our goal is simple — to make financial help accessible, fair, and worry-free for individuals in need.
With a fully digital process and customer-first approach, we bring personal loans right to your fingertips — secure, paperless, and always compliant with RBI norms.
Why Choose CashMyPayment?
Because Your Financial Peace is Our Priority
Approvals
Loans approved and disbursed to your bank a/c, so you can meet urgent financial needs.
Wide Reach
Serving major cities like Delhi-NCR, Mumbai, Bengaluru, Pune, Hyderabad, Kolkata, etc.
Fully Digital
A fully paperless and hassle-free process designed for ultimate convenience and seamless efficiency.
No Collaterals
Unsecured loans with no asset risk, ensuring you borrow without unnecessary pressure.
Registered NBFC
Safe, secure, and fully compliant RBI-registered NBFC financial solutions for peace of mind and trust.
Support
Friendly and professional assistance anytime to ensure a smooth and worry-free loan experience.
We’re Here for Your Financial Needs
Our loans are designed to cater to a wide range of financial requirements. Whether it’s an urgent expense or a planned purchase, we’re here to help.
Personal Loans
Our financial journey is unpredictable, and at CashMyPayment, we’re here to make financial support simple, and stress-free whenever you need it.
Loan Disbursals Directly to Bank A/C
Receive funds with minimal waiting time, ensuring your urgent financial needs are met without delays.
Flexible Repayment Options
Choose repayment plans that align with your income and comfort, making loan management easier and hassle-free.
Medical Emergency Loans
Life can throw unexpected health challenges your way. At CashMyPayment, we provide financial solutions to ensure you get the care you need without financial stress.
Financial Assistance
Access funds swiftly to cover unexpected medical bills, surgeries, or treatments without waiting periods.
Simple & Hassle-Free Process
A completely digital and straightforward loan application—get approvals and funds without paperwork.
Financial Commitment Loans
Life can be unpredictable, and financial responsibilities can arise at any moment. CashMyPayment offers flexible solutions to meet your needs.
Financial Relief
Access funds to address immediate financial needs without delays.
No Hidden Charges
Transparent loan terms with no surprise fees, ensuring trust and clarity
Unexpected household expenses can disrupt your peace of mind. CashMyPayment offers timely financial assistance to help you handle urgent needs effortlessly.
Loan for Urgent Repairs
Get funds to address urgent home repairs or unforeseen expenses.
Flexible Repayment Options
Choose a repayment plan that fits your financial situation for added convenience.
How We Help with Emergency Loans
Immediate Assistance
No long waiting periods—get approved subject to eligibility.
Affordable Solutions
Competitive interest rates and transparent terms.
Accessible for All
Loans designed for salaried individuals across India.
Seamless Application Process
Apply online from the comfort of your home.
Rates and Charges
We help you see the world differently, discover opportunities you may never have imagined and achieve results that bridge what is with what can be.
Minimum Loan Amount
Rs. 5,000/-
Maximum Loan Amount
Rs. 1,00,000/-
Tenure Days
90 to 365 Days
Processing Fee
2 – 10% of loan amount
ROI (rate of interest)
@ 18% – 30% per annum
Pre-closure Charges
Nil (No pre-closure charges)
APR (Annual Percentage Rate)
@ 18% – 36% per annum
Cheque bounce charges
Rs. 1000/-
Monthly Payment Example
Representative Example
Loan Amount
Rs. 1,00,000
Tenure
12 Months
Rate of Interest
32.64 % per annum
Admin Fee
Rs. 2,000
APR
35.96% per annum
Amount Deposit
Rs. 98,000
Monthly EMI
Rs. 9,879
Total Interest
Rs. 18,548
Total Repayment
Rs. 1,18,548
*Disclosure:
This is a representative example provided for illustration only. The actual interest rate, processing fee, and repayment tenure may vary based on the applicant’s profile, credit score, and eligibility as assessed by CashMyPayment (A brand of Sawalsha Leasing & Finance Pvt. Ltd., RBI Registered NBFC – B-14.02743).
All loans are offered with repayment periods of 90 days to 365 days or more , and no short-term or payday loans are issued.
Trusted by Thousands Across India
My Heartfelt thanks to Himanshu. He was very clear explaining to me the process. Made sure all documents are right. Thanks to the entire team too . His courteousness and patience in explaining and guiding me through helped me.
Deepakiran Kiran
The person who has proceeded my loan was Laxmi and she was very good and responsible and did my loan just in one day. Very happy to see her work so faster and dedicated. Thanks dear much appreciated for all your efforts you did.
Gayathri S
I had a very good experience with caah my payment especially Ayush Ajeet Chaudary and saran all are very humble kind ans polite Thanks to everyone i recommend this app for urgent needs.
Hajira Begum
Expressing delightful experience with proactive support & service from the associated team. Extending gratitude to **Laxmi Rajput** assisting & guiding throughout the process & honouring all of their timelines & commitments, not failing even at once. Keep up the good work. Thanks again!
Ratik
Very nice and smooth process of getting small term loan and staff KHUSHI is very helpfull to get the process inline and money gets credited within few mins
Rohan Someskar
I have got loan amount in my emergency time it was really good the supporting persons are client friendly. Thanks to Ajeet who explained and completed the loan process in short period of time. Thanks to CashMyPayment team.
Kiran B K
Kushi madam you are true gem of this company. Even in night they understand the emergency situation and helped me. Thanks. Kushi madam thanks for your help and support.
Manjunath Bamane
Hassle-free application process followed by smooth disbursement. Overall a wonderful experience and step by step guidance by Khushi made it possible..kudos to the entire team.
Pragya Jyoti Maitra
Very Good experience, Mr Ajeet has helped me to get the loan at the earliest, Truely recommend for someone who is in urgent need of money, The process usually takes 45-60 mins.
Sriram Nikhit
"Very nice and kwik service. Thanks to Simaran Ma'am and executive Mangesh for their nice and
quick services. due to which i am abke to receive funds immediately."
Vinayak Gaikwad
Join Over 1 Lakh Happy Customers Today!
How It Works
Your Loan Journey in 3 Simple Steps
Apply Online
Fill out an application form on our website.
Get Approval
Our advanced technology ensures proper approvals subject to eligibility.
Receive Funds
Approved loan amounts are disbursed to your bank account.
+
Years of Financial
Excellence
Rating on
Google My Business
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Crores of
Rupees Disbursed
+
Satisfied and
Happy Customers
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Your Financial Safety, Our Priority
CashMyPayment (A Brand of Sawalsha Leasing & Finance Pvt. Ltd.), an RBI-registered NBFC, operates with complete compliance, transparency, and integrity. We adhere to strict regulatory standards to ensure fairness, security, and trust in every financial solution we provide, prioritizing your financial peace of mind.
Our commitment lies in offering hassle-free and affordable financial services that empower individuals and businesses to meet their urgent financial needs. With advanced technology and customer-centric solutions, we ensure seamless and secure loan processing, providing you with reliable financial assistance whenever you need it. Your trust is our top priority.