Our Company

About Cashmypayment

Cashmypayment is an digital lending platform that aims to build a stronger financial portfolio of borrower's with instant personal loan service. We are the new age fintech (Finance on IT Platform) encouraging lending services by involving the efficient method to assists people to avail a hassle-free instant personal loans. Cashmypayment is in Delhi, India.

We have a team of experts from the Finance industry who ensures a smooth and easier process for instant personal loans online. Our process for loan verification is quite easy and hassle-free. Our experts are always available for complete assistance to borrower's. Our establishment is known for rendering a 360-degree solution to all lending queries. Repayments of loans are totally adjusted according to the borrower's financial capacity & creditworthiness. Our aim is to provide the best online instant personal loans.

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About

Instant personal Loan is the Smartest option to avail now !

The instant personal loans is usually smaller in amounts and are disbursed quite easily There is an old saying that takes the loan amount that can be repaid easily and on your a instant personal loans online and repayment is calculated & decided after analyzing the borrower's capabilities.

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Smart Borrowing, Smart Repayment!

Smart Borrowing is about taking minimum amount of loan for a shorter period so that they can be repaid quite easily & quickly.

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Take Loans for your Top Priorities!

Cashmypayment provides the loan to borrower's to complete their top priorities. Interest on a loan will end once your need is fulfilled.

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Use the Loan and repay after your requirement is over!

The instant personal loan offered by Cashmypayment brings the exact privilege. Borrow and repay the loan right after your need is over.

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Pay interest only for time what you use!

Cashmypayment will charge interest amount only for the tenure you have used the loan amount, not a penny more than that will be charged.

Smartly Timed & Controlled Processing Mechanism

Cashmypayment works on the motto of providing well-timed and seamless processing of loans. We are committed to provide well-timed, seamless, hassle-free, and excellent lending service to our clients. Our loan processing takes minimum documentation, no waiting or approval time, no complicated procedures. This is what everyone is looking for while applying instant loan online. So, what are you waiting for?

Apply now for instant loans
About
How Cashmypayment process Loans Online?

Apply Now with the following documents

Annual Percentage Rate min. 12.5% to max. 41% | Repayment over 12 to 84 months | Full/part repayment after 1st EMI is processed*."

Step 1. Get your KYC Done
(Know your customer)

Customers are required to submit their KYC documents like Aadhar, Pan Card, Driving License, Passport, or any other supporting document.

Step 2. Provide Your Bank Statement (6- Months)

After getting your KYC done, you need to submit your Bank statement (at least 2 months) to complete the second step of the application.

Step 3. Submit your Salary Slips
(3- Months)

At last, you have to furnish your salary slips to us to get the quickest instant personal loan within hours. After this, Cashmypayment will contact you.

What Cashmypayment is offering to Customers?

Avail the Loan that you need !

Our company believes in India's cultural and social diversity. As we have a vast number of social and cultural diversities, we believe that every person can have different types of financial requirements. However, we have categorized our loan services into 3 categories in order to cover almost all types of financial requirements.

Services

MINI POCKET Loan

A Mini Pocket loan option where you can avail a loan within 30 minutes of successful documentation as direct bank transfer. All you need is your PAN Card, ID & Address Proof & Financial Documents, and you can avail from ₹1,000 to ₹25,000 for a tenure ranging from 91 days to 180 days.

Use Case : Urgent Bill Payment, Household Cash Crunch, Unplanned Expenses, Month-end expenses, Shopping, Etc.

Services

FLEXI POCKET Loan

A Mini Pocket loan option where you can avail a loan within 30 minutes of successful documentation as direct bank transfer. All you need is your PAN Card, ID & Address Proof & Financial Documents, and you can avail from ₹25,000 to ₹50,000 for a tenure ranging from 91 days to 180 days.

Use Case : House Rent payment, Medical Emergency, Festival, Family Function, Unexpected Travel Expenses, Etc.

Services

PRO POCKET Loan

A Pro Pocket loan option where you can avail amounts from ₹75,000 to ₹5 Lakhs as direct bank transfer for a tenure ranging from 3 to 24 months. All you need is your PAN Card, ID, Address Proof, and Salary Proof.

Use Case : Marriage, Higher Education Fee, Planned Travel & Leisure, Festivity Purchase, Medical treatment Etc.



LOAN MODEL

Loan Amount: - 5,000 to 2,00,000
Interest Rate: - Up to 36% per annum
APR: 36% MAX
Age: - 21 to 55 years
APR 36 % Max.
Late payment fee - as applicable (Charged only, if repayment is delayed)
Processing Fee: - Up to 5%
Loan tenure: - 90 days to 365 days
Pre-closure charges – As applicable

Sample Loan Calculation

Example


Loan amount: ₹ 30,000 at interest rate of 30% p.a.
Loan Duration: 3 Months
Total personal loan interest = ₹ 2,250
Platform fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles (PF + GST): ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
Total repayable Amount (Loan Amount + Interest): ₹ 32,250
Monthly EMI Repayable (Loan Amount + Interest / No of EMI's): ₹ 10,750
PF + GST are deducted upfront during the loan disbursal.